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നംബര്‍.എഫ് 1230,കൊളച്ചേരി
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ഇ-മെയില്‍ : : mullakkodi@bsnl.com
ഫോണ്‍ നമ്പര്‍ : 0460 2240259, 0460 2244959


ആര്‍ ടി ജി സ് /എന്‍ ഇ എഫ് ടി യെ കുറിച്ചുള്ള സംശയങ്ങള്‍

1. What is Inter Bank Transfer?

Inter Bank Transfer is a special service that allows you to transfer funds electronically to accounts in other banks in India through:

  • NEFT The acronym “NEFT” stands for National Electronic Funds Transfer. Funds are transferred to the credit account with the other participating Bank using RBI's NEFT service. RBI acts as the service provider and transfers the credit to the other bank's account. This system of fund transfer operates on a Deferred Net Settlement basis. Fund transfer transactions are settled in batches as opposed to the continuous, individual settlement in RTGS.
  • RTGS The acronym “RTGS” stands for Real Time Gross Settlement. This is a system where the processing of funds transfer instructions takes place at the time they are received (real time). Also the settlement of funds transfer instructions occurs individually on an instruction by instruction basis (gross settlement). The RTGS system is the fastest possible interbank money transfer facility available through secure banking channels in India.

 

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